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Test · Family Financial Hub

The first ever family website.

A private, adviser-led home for your family's whole financial life. Part record, part communication centre, part meeting room, part planning tool. Built with advisers, for advisers, and even better for families.

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A family Hub showing estimated net worth broken down by property, pensions and investments, alongside panels for what the companion is flagging, legacy essentials, the latest adviser message and the next meeting.
A family’s own Hub. Live product, not a mock-up.

The insight behind the product

“We have a family WhatsApp group for that.”

Family WhatsApp groups changed how families communicate: chaotic, warm, instant, but completely unstructured. They proved something important. Families want to be connected digitally. They just do not have the right tool for the financial conversation.

Your Family Financial Hub takes that instinct, the wish to be in the loop, and gives it structure, purpose, and a professional at the centre. It is not a filing cabinet or a record keeper. It is one place for the family's whole financial life, shaped around them.

Screen one

The family arrives. Everything is here.

Robert and Margaret log in. Their whole financial world, assets, protection, legal documents, alerts, their adviser's latest message, visible at a glance. Nothing missing. Nothing scattered across six folders and four providers.

The Hub surfaces what matters straight away. Power of attorney is not in place. Test has flagged it. The family can act.

The Hub's alerts view listing what the companion has flagged, including no power of attorney in place, marked act soon.
What the companion is flagging, on the family’s own dashboard.

Screen two

Not a summary. The full picture.

The Money and Records view listing property, mortgage, pensions, ISAs and protection policies with their providers and current values.
Money & Records: every account, every provider.

Every asset, every liability, every provider. Property, pensions, ISAs, protection policies, mortgage, credit cards, energy suppliers, plus the status of wills and power of attorney, all in one place, current and accessible.

This is the record that makes real family financial planning possible. With the full picture in front of them, the adviser can see opportunities that were invisible before.

Screen three

Anyone can be in the Hub.

Family members, the adviser, solicitors, accountants, executors, whoever the family chooses to include, at whatever level of access they choose to give. Every permission set by the family. Every permission adjustable at any time.

The Family view listing Hub holders, the adviser, and family members and professionals, each with their own access level.
Every member, every permission, set by the family.

The solicitor sees one document. The accountant sees one section. The children receive the monthly update. Dad sees everything. The Hub shapes itself around the family, not the other way around.

Screen four

The adviser sees everything.

Test is present in every Hub they manage. From one dashboard they see across every client family: alerts surfaced, families that need attention, planning opportunities to discuss. Not by manual monitoring, but with Digital Assistant working quietly underneath.

Before each client meeting, Digital Assistant prepares a briefing: what has changed since last time, what needs raising, what this family's full picture now shows. The adviser walks in better prepared.

The adviser dashboard showing client families, which need attention, and the pre-meeting briefing prepared by the companion.
The adviser’s view across every family they manage.

The intelligence inside

Digital Assistant. Always working underneath.

Each firm names their own companion. For Test families it is Digital Assistant. It works quietly in the background for the adviser, and answers the family's questions directly when they need to find their way around.

  • It watches

    Continuously scanning every Hub for what has changed, what is missing, what is approaching, and what is overdue.

  • It briefs

    Before each client meeting the adviser gets a summary: what has changed, what needs raising, what the full picture now shows.

  • It prompts

    Clear, timely flags when something needs attention. A missing power of attorney, a stale nomination, an allowance running out.

  • It answers

    When a family member asks where something is or what it means, Digital Assistant answers from what is recorded in the Hub. Orientation, not advice.

Digital Assistant never invents figures. Every number comes from the family's own records, and the adviser confirms the important ones.

Little setup

The Hub builds from what you have.

Every adviser already has what is needed to populate a family Hub. It is in the back office, the portfolio software, the client files, the review letters. Years of client knowledge, structured and detailed.

Show Digital Assistant what already exists. It reads a document, pulls out the assets, liabilities and protection, and proposes them for the adviser to check and confirm. No starting from a blank page.

  • Available nowDocument upload. PDFs, review letters, valuations, fact finds. Upload what you have.
  • On the roadmapDirect links to Intelliflo, Salesforce FS, CURO, Xplan and others.

Digital Assistant, Hub setup for the Henderson family

Documents uploaded

  • Annual review letter 2025
  • Suitability report, pension drawdown
  • Portfolio valuation, Q1 2026

Proposed for your check

  • Property, 4 Orchard Lane · £900,000
  • Pension, drawdown · Aviva · £310,000
  • Protection, LV= joint life · £500,000

Alert raised: power of attorney not found in any document

The Henderson family

Seven years. One Hub.

An illustration of what the Hub makes possible, for every client family, with every adviser who uses it.

  1. Year one

    Robert and Margaret open the Hub

    Everything is added. The children are given a login. They cannot see the detail yet, but they know it is there. For the first time, the family's financial world is in one place.

  2. Year two

    Digital Assistant flags power of attorney

    Digital Assistant has been watching. Power of attorney is not in place for either Robert or Margaret. Test raises it at the family meeting. The solicitor, already in the Hub, is instructed. A potential crisis is averted years early.

  3. Years three to six

    The Hub grows with the family

    Sarah begins helping with finances and is given more access. As the full family picture builds, new conversations open up that were not possible before. The relationship widens to the next generation.

  4. Year seven

    Robert passes away. Everything is ready.

    Nothing needs to be found. The will is located. Every account, every policy, every pension is listed. Power of attorney is in place for Margaret. The children already know Test, they have read the monthly updates for seven years. The assets stay. A new generation of clients begins.